The Reflex Master Card- Should you go for it?

The Reflex Master Card- Should you go for

The Reflex Mastercard is issued by Celtic Bank, and it is designed for people with no credit or a poor credit score. The interest rate is fixed for the card and offers a decent credit limit for the target demographic, but some may find it a little low. If you can you establish a strong track record of managing your credit card account, your credit limit may be increased over time. 

Despite the high APR and fees, this offer is good for those who want to improve their credit. So, visit now and apply for the card. 

The card is ideal for:

  • People who want to apply for a card that they probably will get approved for.
  • A consumer with a bad credit score or zero scores and now looking for a way to build their credit history. 
  • If you want a card with a credit protection program and don’t mind paying higher interest rates.

While you can find other cards out there that are more favorable for making purchases if plan on carrying a balance, for building your credit score, this card is good. Learn more about the card at 

Exploring the pros of the Reflex Mastercard

1. Enhances your creditworthiness

It is important to maintain a good credit report with the credit bureaus. When you have this card, you don’t have to worry about that if you make timely payments. The card reports three major credit bureaus. However, a good tip when using this card is to keep your credit utilization below 33 percent as it will have a better impact on your score through the eyes of lenders. 

2. Two options

The card comes in two different versions. You can go for a secured as well as unsecured version. For the secured credit card option, you will have to pay a security deposit which will determine your credit line. But with an unsecured card, you don’t have to make a deposit. The choice is yours. Learn everything about these two cards and the terms at before applying. 

3. A decent credit limit

With this card, your initial credit limit will be $500. You can get it bumped to around $1200 in just one year by making all of your payments on time. The lender will generally review your account after one year. If you have a good payment history, then you may be awarded a higher credit line. If not you want, you can also explore other credit card options as you are not bound to use this credit card only. 

4. Easy access to your account

You can get access to your account with the card’s mobile app. Though the app, you can make a payment, pay your balance, and can easily track the FICO score. There is no need to worry about security issues as the app is encrypted with multiple security layers. 

5. Worldwide acceptance

The best thing about Mastercard is its worldwide acceptance. Across the world, you will find thousands of vendors who are accepting Mastercard. While traveling, there is no need to carry multiple cards as your Reflex Mastercard will do the work. 


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